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Police Credit Union
Term Deposit
Deposit Range: $500 - $250,000
| Term | Rate |
|---|---|
| 6 Months | 3.45% p.a. |
| 1 Year | 3.85% p.a. |
| 2 Years | 4.20% p.a. |
Interest Paid: Monthly, Quarterly, Biannually, At Maturity
Achiever Saver
Balance Range: $1+
| Base Rate | Bonus Rate | Total Rate |
|---|---|---|
| 0.40% p.a. | - | 0.40% p.a. |
Interest Calculated: Daily
Interest Paid: Monthly
Bonus Saver
Balance Range: $20+
| Base Rate | Bonus Rate | Total Rate |
|---|---|---|
| 0.25% p.a. | 1.25% p.a. | 1.50% p.a. |
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: To earn bonus interest, make no withdrawals and deposit at least $20 each month.
Christmas Club
Balance Range: $20+
| Base Rate | Bonus Rate | Total Rate |
|---|---|---|
| 0.35% p.a. | - | 0.35% p.a. |
Interest Calculated: Daily
Interest Paid: Monthly
Future Saver
Balance Range: $20+
| Base Rate | Bonus Rate | Total Rate |
|---|---|---|
| 0.25% p.a. | 1.25% p.a. | 1.50% p.a. |
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: To earn bonus interest, make no withdrawals and deposit at least $20 each month.
Shared Ownership
| Term | Rate |
|---|---|
| Floating | 5.19% p.a. |
| 6 Months | 5.09% p.a. |
| 1 Year | 5.25% p.a. |
| 2 Years | 5.85% p.a. |
Conditions: First Home TOGETHER scheme where Police Credit Union can contribute up to 10% as interest-free deposit help; borrower has at least 10% deposit and aims to buy out the shared ownership within 10 years.
Reverse Mortgage
| Term | Rate |
|---|---|
| Floating | 7.25% p.a. |
Conditions: Reverse mortgage for members aged 67 and over; maximum borrowing is $100,000 or 20% of property value for ages 67-69, and $150,000 or 25% of property value for ages 70 and over.
Home Loan
| Term | Rate |
|---|---|
| Floating | 5.19% p.a. |
| 6 Months | 4.49% p.a. |
| 1 Year | 4.65% p.a. |
| 2 Years | 5.25% p.a. |