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Kiwibank

Term Deposit

Term Deposit • Personal • Last updated 22 June 2026 • Visit website
Deposit Range: $5,000 - $5,000,000
Term Rate
1 Month 1.90% p.a.
3 Months 3.05% p.a.
6 Months 3.45% p.a.
1 Year 3.90% p.a.
2 Years 4.25% p.a.
3 Years 4.50% p.a.
4 Years 4.70% p.a.
5 Years 4.80% p.a.
Interest Paid: At Maturity
Deposit Range: $1,000 - $5,000,000
Term Rate
1 Year 3.90% p.a.
2 Years 4.25% p.a.
3 Years 4.50% p.a.
4 Years 4.70% p.a.
5 Years 4.80% p.a.
Interest Paid: Monthly
Deposit Range: $1,000 - $5,000,000
Term Rate
1 Year 3.90% p.a.
2 Years 4.25% p.a.
3 Years 4.50% p.a.
4 Years 4.70% p.a.
5 Years 4.80% p.a.
Interest Paid: Quarterly
Deposit Range: $1,000 - $5,000,000
Term Rate
1 Year 3.90% p.a.
2 Years 4.25% p.a.
3 Years 4.50% p.a.
4 Years 4.70% p.a.
5 Years 4.80% p.a.
Interest Paid: Biannually
Deposit Range: $1,000 - $5,000,000
Term Rate
2 Years 4.25% p.a.
3 Years 4.50% p.a.
4 Years 4.70% p.a.
5 Years 4.80% p.a.
Interest Paid: Annually

PIE Term Deposit

Term Deposit • Personal • Last updated 22 June 2026 • Visit website
Deposit Range: $10,000 - $5,000,000
Term Rate
3 Months 3.05% p.a.
6 Months 3.45% p.a.
1 Year 3.90% p.a.
Interest Paid: At Maturity

Business Online Call

Savings Account • Business • Last updated 22 June 2026 • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
1.50% p.a. 0.05% p.a. 1.55% p.a.

Online Call

Savings Account • Personal • Last updated 29 March 2026 • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
1.50% p.a. - 1.50% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Notice Saver (32 Days)

Savings Account • Personal • Last updated 29 March 2026 • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
1.80% p.a. - 1.80% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: Withdrawals can be made by giving 32 days notice prior to the desired date. The transfer date is automatically set for 32 days later. Early withdrawals are permitted but an immediate withdrawal charge applies.

Notice Saver (90 Days)

Savings Account • Personal • Last updated 29 March 2026 • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
2.35% p.a. - 2.35% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: Withdrawals can be made by giving 90 days notice prior to the desired date. The transfer date is automatically set for 90 days later. Early withdrawals are permitted but an immediate withdrawal charge applies.

PIE Online Call

Savings Account • Personal • Last updated 29 March 2026 • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
1.50% p.a. - 1.50% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Home Loan

Home Loan • Personal • Last updated 21 May 2026 • Visit website
Term Rate
Floating 5.75% p.a.
6 Months 5.39% p.a.
1 Year 5.65% p.a.
2 Years 6.19% p.a.
3 Years 6.35% p.a.
4 Years 6.59% p.a.
5 Years 6.69% p.a.

Offset Mortgage

Home Loan • Personal • Last updated 2 April 2026 • Visit website
Term Rate
Floating 5.75% p.a.

Revolving

Home Loan • Personal • Last updated 22 May 2026 • Visit website
Term Rate
Floating 5.80% p.a.

Special Home Loan

Home Loan • Personal • Last updated 21 May 2026 • Visit website
Term Rate
6 Months 4.49% p.a.
1 Year 4.75% p.a.
2 Years 5.29% p.a.
3 Years 5.55% p.a.
4 Years 5.89% p.a.
5 Years 5.99% p.a.

Platinum Visa

Credit Card • Personal • Last updated 24 December 2025 • Visit website
Network Visa
Purchase Rate 12.90% p.a.
Interest-Free Days 55
Annual Fee $50

Zero Visa

Credit Card • Personal • Last updated 24 December 2025 • Visit website
Network Visa
Purchase Rate 12.90% p.a.
Interest-Free Days 55
Annual Fee $0