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Kernel Wealth

Smart Saver

Savings Account • Personal • Last updated 31 January 2026 • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
2.25% p.a. - 2.25% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Kernel Australia 100 Fund

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Australasian Shares
Report Date 2026-03-31
Total Assets $2,200,000
Total Cost Ratio N/A
Growth Assets 100.00%
Sustainability Rating 4 or 5 globe
Default Option No
Replicated Option No
Period Return
3 months 2.5%
1 year N/A
3 years N/A
5 years N/A
10 years N/A

Kernel Balanced Fund

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Balanced
Report Date 2026-03-31
Total Assets $46,000,000
Total Cost Ratio 0.25%
Growth Assets 60.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months -0.8%
1 year 12.1%
3 years 11.7%
5 years N/A
10 years N/A

Kernel Cash Plus Fund

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Cash
Report Date 2026-03-31
Total Assets $15,800,000
Total Cost Ratio 0.25%
Growth Assets N/A
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months 0.6%
1 year 3.6%
3 years 5.3%
5 years N/A
10 years N/A

Kernel Conservative Fund

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Moderate
Report Date 2026-03-31
Total Assets $7,100,000
Total Cost Ratio N/A
Growth Assets 30.00%
Sustainability Rating 4 or 5 globe
Default Option No
Replicated Option No
Period Return
3 months -0.1%
1 year N/A
3 years N/A
5 years N/A
10 years N/A

Kernel Emerging Markets Fund

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Miscellaneous
Report Date 2026-03-31
Total Assets $4,900,000
Total Cost Ratio 0.45%
Growth Assets 100.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months 0.9%
1 year 21.2%
3 years N/A
5 years N/A
10 years N/A

Kernel Global ESG

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type International Share
Report Date 2026-03-31
Total Assets $13,100,000
Total Cost Ratio 0.25%
Growth Assets 100.00%
Sustainability Rating 4 or 5 globe
Default Option No
Replicated Option No
Period Return
3 months -5.4%
1 year 15.8%
3 years N/A
5 years N/A
10 years N/A

Kernel Global ESG NZD Hedged

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type International Share Hedged
Report Date 2026-03-31
Total Assets $4,100,000
Total Cost Ratio 0.25%
Growth Assets 101.00%
Sustainability Rating 4 or 5 globe
Default Option No
Replicated Option No
Period Return
3 months -6.2%
1 year 14.6%
3 years N/A
5 years N/A
10 years N/A

Kernel Global Infras NZD Hdg

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type International Share Hedged
Report Date 2026-03-31
Total Assets $2,200,000
Total Cost Ratio 0.25%
Growth Assets 100.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months 11.6%
1 year 15.4%
3 years 12.8%
5 years N/A
10 years N/A

Kernel Global Infrastructure

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type International Share
Report Date 2026-03-31
Total Assets $4,800,000
Total Cost Ratio 0.25%
Growth Assets 100.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months 12.0%
1 year 17.9%
3 years 16.9%
5 years N/A
10 years N/A

Kernel Global Property NZD Hdg

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Property
Report Date 2026-03-31
Total Assets $1,100,000
Total Cost Ratio 0.25%
Growth Assets 100.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months 0.7%
1 year 6.6%
3 years 7.7%
5 years N/A
10 years N/A

Kernel High Growth

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Aggressive
Report Date 2026-03-31
Total Assets $532,900,000
Total Cost Ratio 0.25%
Growth Assets 100.00%
Sustainability Rating 4 or 5 globe
Default Option No
Replicated Option No
Period Return
3 months -1.8%
1 year 17.6%
3 years 15.7%
5 years N/A
10 years N/A

Kernel NZ 20

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Australasian Shares
Report Date 2026-03-31
Total Assets $2,200,000
Total Cost Ratio 0.25%
Growth Assets 100.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months -4.0%
1 year 3.9%
3 years 2.6%
5 years N/A
10 years N/A

Kernel NZ 50 ESG Tilted

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Australasian Shares
Report Date 2026-03-31
Total Assets $1,400,000
Total Cost Ratio 0.25%
Growth Assets 100.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months -6.0%
1 year 5.9%
3 years 5.0%
5 years N/A
10 years N/A

Kernel NZ Bond Fund

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Nz Fixed Interest
Report Date 2026-03-31
Total Assets $700,000
Total Cost Ratio 0.30%
Growth Assets N/A
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months -0.5%
1 year 4.9%
3 years N/A
5 years N/A
10 years N/A

Kernel NZ Commercial Property

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Property
Report Date 2026-03-31
Total Assets $700,000
Total Cost Ratio 0.25%
Growth Assets 100.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months -9.4%
1 year 8.3%
3 years 1.7%
5 years N/A
10 years N/A

Kernel NZ Small & Mid Cap Opps

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Australasian Shares
Report Date 2026-03-31
Total Assets $900,000
Total Cost Ratio 0.25%
Growth Assets 100.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months -8.6%
1 year 13.5%
3 years 7.9%
5 years N/A
10 years N/A

Kernel S&P 500 (unhedged) Fd

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Us Equities
Report Date 2026-03-31
Total Assets N/A
Total Cost Ratio 0.25%
Growth Assets 100.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months -3.6%
1 year 16.6%
3 years N/A
5 years N/A
10 years N/A

Kernel S&P 500 NZD Hedged

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Us Equities
Report Date 2026-03-31
Total Assets N/A
Total Cost Ratio 0.25%
Growth Assets 100.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months -5.0%
1 year 15.0%
3 years 16.7%
5 years N/A
10 years N/A

Kernel S&P Global 100

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type International Share
Report Date 2026-03-31
Total Assets $83,400,000
Total Cost Ratio 0.25%
Growth Assets 101.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months -4.3%
1 year 26.0%
3 years 25.3%
5 years N/A
10 years N/A

Kernel S&P Global 100 NZD Hdg

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type International Share Hedged
Report Date 2026-03-31
Total Assets $13,000,000
Total Cost Ratio 0.25%
Growth Assets 101.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months -5.4%
1 year 24.3%
3 years 20.5%
5 years N/A
10 years N/A

Kernel S&P Global Clean Energy

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type International Share
Report Date 2026-03-31
Total Assets $2,700,000
Total Cost Ratio 0.45%
Growth Assets 100.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months 16.8%
1 year 87.9%
3 years 8.1%
5 years N/A
10 years N/A

Kernel S&P Global Div Arstcrts

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type International Share
Report Date 2026-03-31
Total Assets $5,400,000
Total Cost Ratio 0.25%
Growth Assets 99.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months 3.9%
1 year 15.6%
3 years 16.6%
5 years N/A
10 years N/A

Kernel US Bond Fund

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Global Fixed Interest
Report Date 2026-03-31
Total Assets $400,000
Total Cost Ratio 0.30%
Growth Assets N/A
Sustainability Rating 4 or 5 globe
Default Option No
Replicated Option No
Period Return
3 months -0.7%
1 year 2.4%
3 years N/A
5 years N/A
10 years N/A

Kernel World Ex-US Fund

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type International Share
Report Date 2026-03-31
Total Assets $9,700,000
Total Cost Ratio N/A
Growth Assets 101.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months 0.1%
1 year N/A
3 years N/A
5 years N/A
10 years N/A

Kernel World Ex-US NZD H Fund

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type International Share Hedged
Report Date 2026-03-31
Total Assets $4,900,000
Total Cost Ratio N/A
Growth Assets 101.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months 0.6%
1 year N/A
3 years N/A
5 years N/A
10 years N/A