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ICBC

Term Deposit

Term Deposit • Personal • Last updated 25 September 2026 • Visit website
Deposit Range: $5,000 - $9,999
Term Rate
1 Month 2.20% p.a.
3 Months 3.20% p.a.
6 Months 3.80% p.a.
1 Year 4.10% p.a.
2 Years 4.30% p.a.
3 Years 4.55% p.a.
4 Years 4.75% p.a.
5 Years 4.90% p.a.
Interest Paid: At Maturity
Deposit Range: $10,000 - $4,999,999
Term Rate
1 Month 2.30% p.a.
3 Months 3.30% p.a.
6 Months 3.90% p.a.
1 Year 4.20% p.a.
2 Years 4.40% p.a.
3 Years 4.65% p.a.
4 Years 4.85% p.a.
5 Years 5.00% p.a.
Interest Paid: At Maturity

Savings Account

Savings Account • Personal • Last updated 24 August 2026 • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
1.50% p.a. - 1.50% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Smart Saver

Savings Account • Personal • Last updated 24 August 2026 • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
2.50% p.a. - 2.50% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: If you make a withdrawal you won't earn interest that month.

Special Home Loan

Home Loan • Personal • Last updated 29 August 2026 • Visit website
Special Rate
Term Rate
Floating 5.39% p.a.
6 Months 4.55% p.a.
1 Year 4.65% p.a.
2 Years 4.99% p.a.
3 Years 5.25% p.a.
4 Years 5.45% p.a.
5 Years 5.65% p.a.
Conditions: Rates are for reference, subject to change, and additional risk premiums may be added based on credit assessment conditions.