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Heartland Bank

Term Deposit

Term Deposit Personal Last updated 22 June 2026 Visit website
Deposit Range: $1,000 - $5,000,000
Term Rate
1 Month 1.80% p.a.
3 Months 2.90% p.a.
6 Months 3.50% p.a.
1 Year 3.90% p.a.
2 Years 4.30% p.a.
3 Years 4.50% p.a.
4 Years 4.75% p.a.
5 Years 4.90% p.a.
Interest Paid: Quarterly, At Maturity

Term PIE

Term Deposit Personal Last updated 22 June 2026 Visit website
Deposit Range: $1,000 - $5,000,000
Term Rate
3 Months 2.90% p.a.
6 Months 3.50% p.a.
1 Year 3.90% p.a.
2 Years 4.30% p.a.
3 Years 4.50% p.a.
4 Years 4.75% p.a.
5 Years 4.90% p.a.

Business Call Account

Savings Account Business Last updated 22 June 2026 Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
1.65% p.a. - 1.65% p.a.

Digital Saver

Savings Account Personal Last updated 21 December 2025 Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
2.05% p.a. - 2.05% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Direct Call Account

Savings Account Personal Last updated 21 December 2025 Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
1.65% p.a. - 1.65% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Notice Saver (32 Days)

Savings Account Personal Last updated 21 December 2025 Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
2.70% p.a. - 2.70% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: Withdrawals can be made by giving 32 days notice prior to the desired date. The transfer date is automatically set for 32 days later.

Notice Saver (90 Days)

Savings Account Personal Last updated 21 December 2025 Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
2.95% p.a. - 2.95% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: Withdrawals can be made by giving 90 days notice prior to the desired date. The transfer date is automatically set for 90 days later.

Cash PIE

Savings Account Personal Last updated 21 December 2025 Visit website
Balance Range: $1,000+
Base Rate Bonus Rate Total Rate
2.05% p.a. - 2.05% p.a.
Interest Calculated: Daily
Interest Paid: Monthly