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First Credit Union

Term Deposit

Term Deposit Personal Last updated 22 June 2026 Visit website
Deposit Range: $500 - $5,000,000
Term Rate
3 Months 3.20% p.a.
6 Months 3.65% p.a.
1 Year 4.00% p.a.
2 Years 4.30% p.a.
Interest Paid: Monthly, Quarterly, At Maturity

Moneymaker

Savings Account Personal Last updated 21 December 2025 Visit website
Balance Range: $0 - $4,999
Base Rate Bonus Rate Total Rate
2.25% p.a. - 2.25% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Balance Range: $5,000 - $99,999
Base Rate Bonus Rate Total Rate
2.50% p.a. - 2.50% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Balance Range: $100,000 - $249,999
Base Rate Bonus Rate Total Rate
2.75% p.a. - 2.75% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Balance Range: $250,000+
Base Rate Bonus Rate Total Rate
3.00% p.a. - 3.00% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Online Savings Account

Savings Account Personal Last updated 21 December 2025 Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
1.50% p.a. - 1.50% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Home Loan

Home Loan Personal Last updated 22 June 2026 Visit website
Owner occupied home loans greater than 80% LVR.
Term Rate
Floating 6.49% p.a.
1 Year 5.69% p.a.
2 Years 6.09% p.a.

Special Home Loan

Home Loan Personal Last updated 22 June 2026 Visit website
Owner occupied home loans less than 80% LVR.
Term Rate
Floating 6.49% p.a.
1 Year 5.09% p.a.
2 Years 5.49% p.a.