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China Construction Bank

Term Deposit

Term Deposit • Personal • Last updated 3 February 2026 • Visit website
Deposit Range: $100,000 - $10,000,000
Term Rate
1 Month 2.20% p.a.
3 Months 2.50% p.a.
6 Months 3.20% p.a.
1 Year 3.20% p.a.
2 Years 3.25% p.a.
3 Years 3.45% p.a.
4 Years 3.60% p.a.
5 Years 3.75% p.a.
Interest Paid: At Maturity

Savings Account

Savings Account • Personal • Last updated 31 January 2026 • Visit website
Balance Range: $1,000+
Base Rate Bonus Rate Total Rate
0.70% p.a. - 0.70% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Home Loan

Home Loan • Personal • Last updated 22 June 2026 • Visit website
Term Rate
Floating 5.25% p.a.
6 Months 5.40% p.a.
1 Year 5.49% p.a.
2 Years 5.54% p.a.
3 Years 5.90% p.a.
4 Years 6.10% p.a.
5 Years 6.20% p.a.
Conditions: Rates are subject to change. Maximum LVR is 80% for owner-occupied property and 70% for investment property.

Special Home Loan

Home Loan • Personal • Last updated 21 May 2026 • Visit website
Term Rate
Floating 5.25% p.a.
6 Months 4.40% p.a.
1 Year 4.49% p.a.
2 Years 4.54% p.a.
3 Years 4.90% p.a.
4 Years 5.10% p.a.
5 Years 5.20% p.a.