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Bank of China

Term Deposit

Term Deposit • Personal • Last updated 25 September 2026 • Visit website
Deposit Range: $100,000 - $10,000,000
Term Rate
1 Month 2.30% p.a.
3 Months 3.35% p.a.
6 Months 3.85% p.a.
1 Year 4.10% p.a.
2 Years 4.30% p.a.
3 Years 4.50% p.a.
4 Years 4.70% p.a.
5 Years 4.80% p.a.

Online Saver

Savings Account • Personal • Last updated 29 July 2026 • Visit website
Balance Range: $1 - $10,000
Base Rate Bonus Rate Total Rate
1.35% p.a. - 1.35% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Balance Range: $10,000 - $100,000
Base Rate Bonus Rate Total Rate
2.35% p.a. - 2.35% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Balance Range: $100,000 - $200,000
Base Rate Bonus Rate Total Rate
2.55% p.a. - 2.55% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Balance Range: $200,000+
Base Rate Bonus Rate Total Rate
2.65% p.a. - 2.65% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Home Loan

Home Loan • Personal • Last updated 29 August 2026 • Visit website
Term Rate
Floating 7.25% p.a.
6 Months 5.58% p.a.
1 Year 5.68% p.a.
2 Years 6.08% p.a.
3 Years 6.18% p.a.
4 Years 6.48% p.a.
5 Years 6.68% p.a.

Special Home Loan

Home Loan • Personal • Last updated 29 August 2026 • Visit website
Special Rate
Term Rate
Floating 5.35% p.a.
6 Months 4.58% p.a.
1 Year 4.68% p.a.
2 Years 5.08% p.a.
3 Years 5.18% p.a.
4 Years 5.48% p.a.
5 Years 5.68% p.a.