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ASB Bank

Term Deposit

Term Deposit • Personal • Last updated 18 September 2026 • Visit website
Deposit Range: $5,000 - $10,000,000
Term Rate
1 Month 1.80% p.a.
3 Months 3.00% p.a.
Interest Paid: At Maturity
Deposit Range: $5,000 - $10,000,000
Term Rate
6 Months 3.55% p.a.
Interest Paid: Quarterly, At Maturity
Interest Compounded: Quarterly
Deposit Range: $5,000 - $10,000,000
Term Rate
1 Year 4.00% p.a.
2 Years 4.30% p.a.
3 Years 4.40% p.a.
4 Years 4.60% p.a.
5 Years 5.00% p.a.
Interest Paid: Quarterly, Biannually, Annually, At Maturity
Interest Compounded: Quarterly, Biannually, Annually
Deposit Range: $10,000 - $10,000,000
Term Rate
6 Months 3.55% p.a.
1 Year 4.00% p.a.
2 Years 4.30% p.a.
3 Years 4.40% p.a.
4 Years 4.60% p.a.
5 Years 5.00% p.a.
Interest Paid: Monthly

Term Fund

Term Deposit • Personal • Last updated 18 September 2026 • Visit website
Deposit Range: $5,000 - $10,000,000
Term Rate
1 Month 1.80% p.a.
3 Months 3.00% p.a.
Interest Paid: At Maturity
Deposit Range: $5,000 - $10,000,000
Term Rate
6 Months 3.55% p.a.
Interest Paid: Quarterly, At Maturity
Interest Compounded: Quarterly
Deposit Range: $5,000 - $10,000,000
Term Rate
1 Year 4.00% p.a.
2 Years 4.30% p.a.
3 Years 4.40% p.a.
4 Years 4.60% p.a.
5 Years 5.00% p.a.
Interest Paid: Quarterly, Biannually, Annually, At Maturity
Interest Compounded: Quarterly, Biannually, Annually
Deposit Range: $10,000 - $10,000,000
Term Rate
6 Months 3.55% p.a.
1 Year 4.00% p.a.
2 Years 4.30% p.a.
3 Years 4.40% p.a.
4 Years 4.60% p.a.
5 Years 5.00% p.a.
Interest Paid: Monthly

Business Saver

Savings Account • Business • Last updated 4 September 2026 • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
0.65% p.a. - 0.65% p.a.

Headstart

Savings Account • Personal • Last updated 4 September 2026 • Visit website
Balance Range: $0+
Base Rate Bonus Rate Total Rate
2.05% p.a. - 2.05% p.a.
Conditions: This account is for customers aged under 18. A parent or guardian must open an account for a child aged 0 to 12. At age 18, ASB changes the account to an Everyday account.

Savings On Call

Savings Account • Personal • Last updated 29 July 2026 • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
0.25% p.a. - 0.25% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Savings Plus Monthly

Savings Account • Personal • Last updated 4 September 2026 • Visit website
Balance Range: $1 - $2,000,000
Base Rate Bonus Rate Total Rate
0.05% p.a. 2.00% p.a. 2.05% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: To earn the bonus interest on this account, you must make no withdrawals or only one withdrawal during the first day of the month. No other withdrawals are permitted. Effective 9am 1 November 2025.

Cash Fund

Savings Account • Personal • Last updated 29 July 2026 • Visit website
Balance Range: $1 - $20,000,000
Base Rate Bonus Rate Total Rate
0.25% p.a. - 0.25% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: Unlimited withdrawals can be made within a month, however for partial withdrawals the remaining balance must be above $500.00.

Home Loan

Home Loan • Personal • Last updated 4 September 2026 • Visit website
Term Rate
Floating 6.29% p.a.
6 Months 4.79% p.a.
1 Year 4.99% p.a.
2 Years 5.45% p.a.
3 Years 5.45% p.a.
4 Years 5.49% p.a.
5 Years 5.59% p.a.

Orbit

Home Loan • Personal • Last updated 4 September 2026 • Visit website
Term Rate
Floating 6.39% p.a.

Better Homes Top Up

Home Loan • Personal • Last updated 29 August 2026 • Visit website
Top-up for home energy efficiency improvements
Term Rate
3 Years 1.00% p.a.

Visa Flex

Credit Card • Personal • Last updated 24 December 2025 • Visit website
Network Visa
Purchase Rate 9.95% p.a.
Interest-Free Days 55
Annual Fee $0

Visa Light

Credit Card • Personal • Last updated 20 September 2026 • Visit website
Network Visa
Purchase Rate 13.50% p.a.
Interest-Free Days 55
Annual Fee $0

Visa Platinum Rewards

Credit Card • Personal • Last updated 20 September 2026 • Visit website
Network Visa
Purchase Rate 19.95% p.a.
Interest-Free Days 55
Annual Fee $63
Rewards True Rewards - TR$1 for every $100 spent (or 1 Everyday Rewards point per $1)

Visa Rewards

Credit Card • Personal • Last updated 20 September 2026 • Visit website
Network Visa
Purchase Rate 20.95% p.a.
Interest-Free Days 55
Annual Fee $20
Rewards True Rewards - TR$1 for every $150 spent (or 1 Everyday Rewards point per $2)