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ASB Bank

Term Deposit

Term Deposit • Personal • Last updated 22 June 2026 • Visit website
Deposit Range: $5,000 - $10,000,000
Term Rate
1 Month 1.80% p.a.
3 Months 3.00% p.a.
Interest Paid: At Maturity
Deposit Range: $5,000 - $10,000,000
Term Rate
6 Months 3.45% p.a.
Interest Paid: Quarterly, At Maturity
Interest Compounded: Quarterly
Deposit Range: $5,000 - $10,000,000
Term Rate
1 Year 3.90% p.a.
2 Years 4.20% p.a.
3 Years 4.50% p.a.
4 Years 4.70% p.a.
5 Years 5.00% p.a.
Interest Paid: Quarterly, Biannually, Annually, At Maturity
Interest Compounded: Quarterly, Biannually, Annually
Deposit Range: $10,000 - $10,000,000
Term Rate
6 Months 3.45% p.a.
1 Year 3.90% p.a.
2 Years 4.20% p.a.
3 Years 4.50% p.a.
4 Years 4.70% p.a.
5 Years 5.00% p.a.
Interest Paid: Monthly

Term Fund

Term Deposit • Personal • Last updated 22 June 2026 • Visit website
Deposit Range: $5,000 - $10,000,000
Term Rate
1 Month 1.80% p.a.
3 Months 3.00% p.a.
Interest Paid: At Maturity
Deposit Range: $5,000 - $10,000,000
Term Rate
6 Months 3.45% p.a.
Interest Paid: Quarterly, At Maturity
Interest Compounded: Quarterly
Deposit Range: $5,000 - $10,000,000
Term Rate
1 Year 3.90% p.a.
2 Years 4.20% p.a.
3 Years 4.50% p.a.
4 Years 4.70% p.a.
5 Years 5.00% p.a.
Interest Paid: Quarterly, Biannually, Annually, At Maturity
Interest Compounded: Quarterly, Biannually, Annually
Deposit Range: $10,000 - $10,000,000
Term Rate
6 Months 3.45% p.a.
1 Year 3.90% p.a.
2 Years 4.20% p.a.
3 Years 4.50% p.a.
4 Years 4.70% p.a.
5 Years 5.00% p.a.
Interest Paid: Monthly

Business Saver

Savings Account • Business • Last updated 22 June 2026 • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
0.65% p.a. - 0.65% p.a.

Business Savings On Call

Savings Account • Business • Last updated 22 June 2026 • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
0.10% p.a. - 0.10% p.a.

Savings On Call

Savings Account • Personal • Last updated 21 December 2025 • Visit website
Balance Range: $1+
Base Rate Bonus Rate Total Rate
0.10% p.a. - 0.10% p.a.
Interest Calculated: Daily
Interest Paid: Monthly

Savings Plus Monthly

Savings Account • Personal • Last updated 31 January 2026 • Visit website
Balance Range: $1 - $2,000,000
Base Rate Bonus Rate Total Rate
0.05% p.a. 1.55% p.a. 1.60% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: To earn the bonus interest on this account, you must make no withdrawals or only one withdrawal during the first day of the month. No other withdrawals are permitted. Effective 9am 1 November 2025.

Cash Fund

Savings Account • Personal • Last updated 21 December 2025 • Visit website
Balance Range: $1 - $20,000,000
Base Rate Bonus Rate Total Rate
0.10% p.a. - 0.10% p.a.
Interest Calculated: Daily
Interest Paid: Monthly
Conditions: Unlimited withdrawals can be made within a month, however for partial withdrawals the remaining balance must be above $500.00.

ASB Aggressive Fund

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Aggressive
Report Date 2026-03-31
Total Assets $1,112,800,000
Total Cost Ratio 0.75%
Growth Assets 92.00%
Sustainability Rating 4 or 5 globe
Default Option No
Replicated Option No
Period Return
3 months -4.0%
1 year 13.8%
3 years N/A
5 years N/A
10 years N/A

ASB Scheme's Balanced

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Balanced
Report Date 2026-03-31
Total Assets $4,564,100,000
Total Cost Ratio 0.65%
Growth Assets 57.00%
Sustainability Rating 4 or 5 globe
Default Option No
Replicated Option No
Period Return
3 months -2.3%
1 year 10.1%
3 years 9.9%
5 years 5.6%
10 years 7.0%

ASB Scheme's Cnsrv

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Conservative
Report Date 2026-03-31
Total Assets $3,703,900,000
Total Cost Ratio 0.40%
Growth Assets 21.00%
Sustainability Rating 4 or 5 globe
Default Option No
Replicated Option No
Period Return
3 months -0.5%
1 year 6.5%
3 years 6.7%
5 years 3.1%
10 years 4.0%

ASB Scheme's Growth

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Growth
Report Date 2026-03-31
Total Assets $6,869,000,000
Total Cost Ratio 0.70%
Growth Assets 77.00%
Sustainability Rating 4 or 5 globe
Default Option No
Replicated Option No
Period Return
3 months -3.1%
1 year 12.2%
3 years 11.5%
5 years 7.0%
10 years 8.5%

ASB Scheme's Moderate

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Moderate
Report Date 2026-03-31
Total Assets $3,112,100,000
Total Cost Ratio 0.60%
Growth Assets 36.00%
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months -1.2%
1 year 8.1%
3 years 8.1%
5 years 4.1%
10 years 5.1%

ASB Scheme's NZ Cash

Kiwisaver • Personal • Last updated 1 June 2026 • Visit website
Sub Type Cash
Report Date 2026-03-31
Total Assets $921,000,000
Total Cost Ratio 0.35%
Growth Assets N/A
Sustainability Rating Below 4 globe
Default Option No
Replicated Option No
Period Return
3 months 0.5%
1 year 2.9%
3 years 4.5%
5 years 3.4%
10 years 2.5%

Home Loan

Home Loan • Personal • Last updated 21 May 2026 • Visit website
Term Rate
Floating 5.79% p.a.
6 Months 4.49% p.a.
1 Year 4.65% p.a.
2 Years 5.25% p.a.
3 Years 5.49% p.a.
4 Years 5.69% p.a.
5 Years 5.89% p.a.

Orbit

Home Loan • Personal • Last updated 22 May 2026 • Visit website
Term Rate
Floating 5.89% p.a.

Better Homes Top Up

Home Loan • Personal • Last updated 2 April 2026 • Visit website
Top-up for home energy efficiency improvements
Term Rate
3 Years 1.00% p.a.

Visa Flex

Credit Card • Personal • Last updated 24 December 2025 • Visit website
Network Visa
Purchase Rate 9.95% p.a.
Interest-Free Days 55
Annual Fee $0

Visa Light

Credit Card • Personal • Last updated 24 December 2025 • Visit website
Network Visa
Purchase Rate 13.50% p.a.
Interest-Free Days 55
Annual Fee $0

Visa Platinum Rewards

Credit Card • Personal • Last updated 24 December 2025 • Visit website
Network Visa
Purchase Rate 19.95% p.a.
Interest-Free Days 55
Annual Fee $80
Rewards True Rewards - TR$1 for every $100 spent (or 1 Everyday Rewards point per $1)

Visa Rewards

Credit Card • Personal • Last updated 24 December 2025 • Visit website
Network Visa
Purchase Rate 20.95% p.a.
Interest-Free Days 55
Annual Fee $40
Rewards True Rewards - TR$1 for every $150 spent (or 1 Everyday Rewards point per $2)